Part of our weekly series of case studies of recent car accident settlements. These case studies should help you determine the market value of your personal injury insurance claim. The finer details have been kept out to protect the identity of the individual, but the overall details are accurate and true.

Case Study

Gender: Female

Age: 20’s

Type of accident: The at-fault driver attempted a left hand turn in front of the vehicle

At-fault insurance company: Allstate

Type of medical care: First seen at the ER and then had follow up therapy with a chiropractor

Length of treatment: 3 months total

Settlement amount: Her total money offer (medical bills and pain and suffering) was 1.55 times the total medical bills.

Example: $5,000 in medical bills times 1.55 equals a $7,750 total money settlement from Allstate.

Things to note: Allstate is notorious for giving some of the lowest offers in the industry. They have deep pockets and aren’t affraid to let you file a lawsuit. Because they know most people won’t file a lawsuit on the smaller claims, they have been able to make some of the biggest profits of any insurance company.