Everyone wants to know exactly how much their personal injury insurance claim is worth. Guessing the exact amount that your injury claim is worth is like predicting the winning numbers to the lottery. However, you can see trends with insurance companies and begin to get a good range that your claim might be worth.

The first thing to understanding how much your claim is worth is to break your claim down into two categories. The first category is your property damage. The more damage to your vehicle, the more likely you are seriously hurt. This isn’t always the case because cars are safer than they have ever been, but it is a good indication to the insurance company that you are more likely to be hurt in a serious accident versus a minor accident.

The second category is your actual medical treatment and therapy. This is the bulk of your evidence and where you really start to determine how much your accident claim is worth. If you have $500 in medical bills and you make a good recovery, your claim probably isn’t worth much more than just your medical bills. However, if you spent 3 days in the ICU and 6 months in recovery with 2 major surgeries and $60,000 in medical bills, your claim is obviously worth a lot more. The next step in determining the value of your injury claim is figuring out how the insurance company values your evidence and offers you pain and suffering for your injuries.

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