Archive for the ‘car crash myths’ Category

Are Males or Females worse at driving?

The verdict is in. I think I’m a little shocked, but the numbers don’t lie. Although I always knew that males caused more severe accidents, I always thought women were involved in a higher amount of accidents. My ego is officially shot and you women win once again. Good on ya for safer driving women and men, lets take this as an opportunity to sharpen our driving skills.

Top 10 auto accident insurance myths

From Seven Mistakes That Can Wreck Your Auto Accident Case comes good advice on “myths” about personal injury cases and the insurance industry. Just because someone told you something doesn’t mean it’s true.

  1. You must give a recorded statement to the at-fault insurance company or your claim will be denied.
  2. You must sign a medical authorization at the request of the at-fault insurance company or your claim will be denied.
  3. If you make a claim for uninsured motorist benefits, your insurance company will raise your insurance rates. (more…)

Near death experience doesn’t help your claim

I hear it all the time. Someone is upset about their offer from the insurance company and they say, “doesn’t the adjuster realize I could have died?” or “the EMT in the ambulance said I should have died”.

My counter argument is always, “Well, you didn’t die. I could have been involved in a car accident while driving to work today. Does that mean I can make an accident claim against all the people I passed on the freeway this morning because I could have been involved in an accident with them?” Of course not.

Insurance claims are all about what actually happened, not what “could have” happened. This isn’t horse shoes or hand grenades where getting close counts. This is about what actually happened and what injuries you were treated for. Let me tell you what “could haves” are worth:

(more…)