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Illegal aliens have the same rights as you do

If you live in a state where there is a high population of illegal aliens, chances are you or someone you know will be involved in a car crash with an illegal alien at some point in time. So, what are your rights and what rights do they have?

First, an illegal alien is entitled to every right that a legal citizen has. Our laws are written to protect the victim regardless of their legal status. This means if a legal citizen hits an illegal alien and hurts them, the illegal alien can make an insurance claim against the person that hurt them. The illegal alien can also file a lawsuit and use our court system to be fully compensated for their injuries.

Second, the legal citizen can file an insurance claim or lawsuit against an illegal alien if they are the ones negligent for the accident and hurt the legal citizen. Illegal aliens can and are expected to carry auto insurance just as a legal citizen is expected to carry auto insurance.

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Top 5 tight wad insurance companies

Every insurance company is trying to make money by paying out as little as possible on injury claims. However, some insurance companies seem to routinely pay less than others. These are the main offenders:

1. Allstate: My dealings with Allstate have generally been pleasant. Most of the adjusters are good to work with and don’t play games. However, when it comes to paying out claims, Allstate takes the cake for being the biggest tight wad. If you refuse to settle on their low offers, they won’t lose any sleep over a lawsuit.

2. American Family: This one comes in a close second. In fact, they may just leap frog Allstate for the top spot shortly. You can never talk to a real person on the phone and you consistently have to leave messages that never get returned. My feelings are that the adjusters use this technique to frustrate you in to settling for less than you want to because you are so fed up with their costumer service.

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