Archive for the ‘how much is my personal injury car accident settlement worth?’ Category

Male gets extra money for having extra pains in his foot while walking

Part of our weekly series of case studies of recent car accident settlements. These case studies should help you determine the market value of your personal injury insurance claim. The finer details have been kept out to protect the identity of the individual, but the overall details are accurate and true.

Case Study

Gender: Male

Age: 20’s

Type of accident: The at-fault driver sideswiped his car after losing control in wet conditions

At-fault insurance company: American Family

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Allstate gives a typical low offer

Part of our weekly series of case studies of recent car accident settlements. These case studies should help you determine the market value of your personal injury insurance claim. The finer details have been kept out to protect the identity of the individual, but the overall details are accurate and true.

Case Study

Gender: Female

Age: 20’s

Type of accident: The at-fault driver attempted a left hand turn in front of the vehicle

At-fault insurance company: Allstate

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Male may have the need for an early hip replacement after being thrown from his motorcycle

Part of our weekly series of case studies of recent car accident settlements. These case studies should help you determine the market value of your personal injury insurance claim. The finer details have been kept out to protect the identity of the individual, but the overall details are accurate and true.

Case Study

Gender: Male

Age: 20’s

Type of accident: Rear-ended from behind at a stop light and thrown from his motorcycle across the intersection

At-fault insurance company: State Farm

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Male has one visit to the ER and gets offered $750 to settle

Part of our weekly series of case studies of recent car accident settlements. These case studies should help you determine the market value of your personal injury insurance claim. The finer details have been kept out to protect the identity of the individual, but the overall details are accurate and true.

Case Study

Gender: Male

Age: 30’s

Type of accident: T-boned while driving through a neighborhood intersection

At-fault insurance company: Geico

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Female chooses to settle rather than go to court

Part of our weekly series of case studies of recent car accident settlements. These case studies should help you determine the market value of your personal injury insurance claim. The finer details have been kept out to protect the identity of the individual, but the overall details are accurate and true.

Case Study

Gender: Female

Age: 20’s

Type of accident: Rear-ended by the at-fault driver at stop light.

At-fault insurance company: Progressive

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Male gets less than average settlement for prolonged chiropractic treatment

Part of our weekly series of case studies of recent car accident settlements. These case studies should help you determine the market value of your personal injury insurance claim. The finer details have been kept out to protect the identity of the individual, but the overall details are accurate and true.

Case Study

Gender: Male

Age: 20’s

Type of accident: Rear-ended by the at-fault driver during rush hour traffic.

At-fault insurance company: Farmers

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Elderly woman successfully settles her injury claim with State Farm

Part of our weekly series of case studies of recent car accident settlements. These case studies should help you determine the market value of your personal injury insurance claim. The finer details have been kept out to protect the identity of the individual, but the overall details are accurate and true.

Case Study

Gender: Female

Age: 70’s

Type of accident: She was rearended when the car behind her failed to stop.

At-fault insurance company: State Farm

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The hierarchy of therapy

Not all forms of treatment are consider the same when it comes to auto accident injury claims. Even though the end result may be the same (you feeling better), some forms of treatment are worth more than others when it comes to compensation for your injury.

Look, this is your body and you should certainly treat with the medical care that you are most comfortable with, but if you have the choice, it may be wise to choose a form of therapy that is recognized in the medical community as a common form of therapy. This will help build a stronger case for your injury and will result in fewer arguments from the insurance company. The stronger your case, the easier it will be to get a larger compensation for your pain and suffering.

A simple rule of thumb to follow is, how much schooling does this type of therapy require? The more years it takes for the professional to become licensed, the higher the respect amongst insurance companies. Below are the most common types of therapy listed from least valued to most valued:

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Near death experience doesn’t help your claim

I hear it all the time. Someone is upset about their offer from the insurance company and they say, “doesn’t the adjuster realize I could have died?” or “the EMT in the ambulance said I should have died”.

My counter argument is always, “Well, you didn’t die. I could have been involved in a car accident while driving to work today. Does that mean I can make an accident claim against all the people I passed on the freeway this morning because I could have been involved in an accident with them?” Of course not.

Insurance claims are all about what actually happened, not what “could have” happened. This isn’t horse shoes or hand grenades where getting close counts. This is about what actually happened and what injuries you were treated for. Let me tell you what “could haves” are worth:

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