Part of our weekly series of case studies of recent car accident settlements. These case studies should help you determine the market value of your personal injury insurance claim. The finer details have been kept out to protect the identity of the individual, but the overall details are accurate and true.

Case Study

Gender: Female

Age: 30’s

Type of accident: Female was rear ended and had her car totaled out

At-fault insurance company: State Farm

Type of medical care: ER the day of the accident with follow up care at the chiropractor

Length of treatment: 4 months total

Settlement amount: Her total money offer (medical bills and pain and suffering) was 2.35 times the total medical bills.

Example: $4,000 in medical bills times 2.35 equals a $9,400 total money settlement from State Farm.

Things to note: The reason why large impacts can generate a larger settlement has to do with how a jury perceives larger impacts. It’s really easy to understand, a jury can relate more to a roll over and the associated damage and a higher chance of injury more so than a minor fender bender. Because of this, juries will often award more for larger impact accidents. If you are involved in a high damage accident, you should be able to get a larger award from the insurance company.