Part of our weekly series of case studies of recent car accident settlements. These case studies should help you determine the market value of your personal injury insurance claim. The finer details have been kept out to protect the identity of the individual, but the overall details are accurate and true.
Case Study
Gender: Male
Age: 20’s
Type of accident: The at-fault driver sideswiped his car after losing control in wet conditions
At-fault insurance company: American Family
Type of medical care: First seen at an InstaCare and then had follow up therapy with a chiropractor
Length of treatment: 2 months total
Settlement amount: His total money offer (medical bills and pain and suffering) was 2.91 times the total medical bills.
Example: $5,000 in medical bills times 2.91 equals a $14,550 total money settlement from American Family.
Things to note: Not only did he have the typical whiplash type injury but this claim had additional value placed on it because of the injury to the foot. The pain was very severe and it hurt to put pressure on it. Because everyone has to walk around, that extra pain put extra money in his pocket.


