Part of our weekly series of case studies of recent car accident settlements. These case studies should help you determine the market value of your personal injury insurance claim. The finer details have been kept out to protect the identity of the individual, but the overall details are accurate and true.

Case Study

Gender: Male

Age: 20’s

Type of accident: Rear-ended from behind at a stop light and thrown from his motorcycle across the intersection

At-fault insurance company: State Farm

Type of medical care: Taken by helicopter to the ER for a 5 day visit and various follow up visits

Length of treatment: 3 months total

Settlement amount: His total money offer (medical bills and pain and suffering) was 3.33 times the total medical bills.

Example: $30,000 in medical bills times 3.33 equals a $99,900 total money settlement from State Farm.

Things to note: This is a perfect example of an injury that really needs the help of an attorney to get the full value. The injury was so severe, but was not surgical. However, he may have complications in the future that needed to be addressed such as a chance for early hip replacement. In addition, a case like this often has problems with policy limits and finding all the insurance money available becomes extremely important when medical bills are soaring.