Unfortunately for my family, the realities of being involved in a car accident came to fruition on Friday afternoon when my wife was rear ended while sitting at a red light. Fortunately for my family, it appears no-one was severely hurt (only time will tell).
Luckily for you, I will be documenting the whole ordeal on CarCrashAssist.com to show you that the information contained on this site and in our Settlement Booklet™ can help you navigate the waters of insurance claims and help you get the most value out of your personal injury settlement.
I recently posted an article on the importance of taking pictures of the accident scene, especially the property damage and injuries. Right now my wife doesn’t have any bruising, so we didn’t need to photograph any injuries, but I did get some pictures of the property damage. Here is the reason you need to take pictures whenever you are involved in a car accident:
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Tags: wife's claim
READ MORE: features, property damage, recent personal injury settlements
If your cell phone doesn’t have a camera attached to it, please call your carrier right now and get a free upgrade with one that does. There is absolutely no excuse to not have access to a camera at all times to help you gather evidence if you are involved in a car crash.
Now that you have a shiny new camera phone, what should you be taking pictures of? Everything! Don’t let the other person move their car until you get lots of pictures of the damage, the accident scene, bruising, cuts and bleeding, weather conditions, traffic conditions, or just about anything else you can think of. The more pictures the better so don’t be timid in documenting the accident.
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READ MORE: accident documentation, before an accident happens, property damage
Part of our weekly series of case studies of recent car accident settlements. These case studies should help you determine the market value of your personal injury insurance claim. The finer details have been kept out to protect the identity of the individual, but the overall details are accurate and true.
Case Study
Gender: Female
Age: 20’s
Type of accident: Rear-ended by the at-fault driver at stop light.
At-fault insurance company: Progressive
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READ MORE: how much is my personal injury car accident settlement worth?, recent personal injury settlements
If you live in a state where there is a high population of illegal aliens, chances are you or someone you know will be involved in a car crash with an illegal alien at some point in time. So, what are your rights and what rights do they have?
First, an illegal alien is entitled to every right that a legal citizen has. Our laws are written to protect the victim regardless of their legal status. This means if a legal citizen hits an illegal alien and hurts them, the illegal alien can make an insurance claim against the person that hurt them. The illegal alien can also file a lawsuit and use our court system to be fully compensated for their injuries.
Second, the legal citizen can file an insurance claim or lawsuit against an illegal alien if they are the ones negligent for the accident and hurt the legal citizen. Illegal aliens can and are expected to carry auto insurance just as a legal citizen is expected to carry auto insurance.
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Here’s the deal. Someone gets in a car accident and their car gets totaled out. Instead of waiting to find out how much their 93 Ford Tempo is worth, they immediately drive to the nearest dealership and purchase a brand new Jeep Wrangler. Their reasoning, “the insurance company will have to buy me a new car because they totaled out my old one”.
Unfortunately, that’s not the way it works. Just because you had your car totaled out does not mean that the at-fault insurance company has to buy you a brand new car. The most they will be responsible for is paying you fair market value for your car that was totaled out. Let me give you a real life example:
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Part of our weekly series of case studies of recent car accident settlements. These case studies should help you determine the market value of your personal injury insurance claim. The finer details have been kept out to protect the identity of the individual, but the overall details are accurate and true.
Case Study
Gender: Male
Age: 20’s
Type of accident: Rear-ended by the at-fault driver during rush hour traffic.
At-fault insurance company: Farmers
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READ MORE: how much is my personal injury car accident settlement worth?, recent personal injury settlements
While on a recent trip to southern California, I met up with an old friend who just graduated from law school. While in law school, he really enjoyed his criminal classes and decided that he wanted to be a criminal defense attorney. While I was talking with him, he told me how long his days are and how he would get calls in the middle of the night from his clients needing help because they had just been arrested for something. I began to tell him about how easy personal injury law is and why he hadn’t decided to be a PI attorney. “The money is easy and you work 9 to 5″ I told him.
He told me that the reason he had stayed away from personal injury law was because there were too many PI attorneys. It was a highly competitive industry. If you don’t believe me, open the phone book and look at how many personal injury attorneys there are.
So why are there so many personal injury attorneys? Below is the main reason there are so many attorneys and I will offer a challenge to the insurance companies to cut that number in half:
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Suppose you were involved in an accident and it just so happens that you are the one at fault for causing the accident. The person that you hit was banged up pretty good, but it didn’t appear to be anything serious. You call your insurance company and report the claim and they tell you to not worry about anything and they will take care of everything for you. 6 months later and you get served a lawsuit from the attorney of the person you hit. WHAT?
All the sudden your asking yourself how did all this happen? What kind of person would sue me over what appeared to be a small accident? Why isn’t my insurance company taking care of me? What do I do now?
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READ MORE: insurance companies, lawyers
Part of our weekly series of case studies of recent car accident settlements. These case studies should help you determine the market value of your personal injury insurance claim. The finer details have been kept out to protect the identity of the individual, but the overall details are accurate and true.
Case Study
Gender: Female
Age: 70’s
Type of accident: She was rearended when the car behind her failed to stop.
At-fault insurance company: State Farm
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READ MORE: how much is my personal injury car accident settlement worth?, recent personal injury settlements
The hardest thing about negotiating your injury settlement claim will be dealing with a jaded adjuster from the insurance company. You are the one that went through the hassle and troubles of the accident and the adjuster will be another piece adding to your pain and suffering. Why is it that some adjuster are such a pain in the rear to deal with?
Think about their job description: to deny any fraudulent claims and to evaluate legitimate injury claims and pay out as little as possible on those claims. Let’s break this down and give you a better understanding why the job in and of itself creates a jaded adjuster.
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