December can often be one of the best months to try and get your personal injury case resolved. Adjusters are trying to get claims off their desk and insurance companies are trying to clear their books. This can create a good opportunity for you to try and squeeze out a few extra shekels from the adjuster. However, adjusters know that people are looking for a little extra Christmas money as well and if you don’t play your cards right, you may get the shaft.

First, try calling on Fridays during December. Fridays are always a good day to try and catch adjusters in a good mood. They may be feeling a little more generous if they have already had a good day.

Next, don’t tell them you need this money for Christmas. If they know you are desperate for Christmas money, they will short change you. Just negotiate as if you don’t care if it gets settled by Christmas or not. If it doesn’t get settled by Christmas, the better.

Try calling the next business day right after Christmas. Adjusters are likely in a very good mood and may be feeling a little generous. I have had a lot of success the day after holidays or the day after an adjuster has just returned from vacation. Because they are in a good mood, they often times will pass that good vibe onto you in the form of more money.

Finally, the last week of the year can always get you more money. The insurance companies and adjuster are gearing up for the new year and closing out old files. Get ahold of the adjuster and see if they are willing to add a few hundred dollars more to get you to sign a release.

Try a few of these things and you will likely score a little more money on your personal injury claim. As always, good luck.